WHAT IS AFTERPAY?
Shopping at RICARDA has never been easier with Afterpay. You can now receive your order straight away and pay for it in 4 equal fortnightly instalments, all interest free.
All you need is:
1. A debit or credit card
2. To be over 18 years of age
3. To live in Australia
For full Terms & Conditions visit Afterpay
HOW DOES AFTERPAY WORK ONLINE?
1. Add items to your shopping bag and continue through the checkout as normal. Valid for items up to $2000 AUD.
2. Select Afterpay as your payment method in the checkout
3. Login or register with Afterpay and confirm your order
For the first time you use Afterpay, the first instalment will need to be available at time of checkout as it will be taken out immediately. The following instalments will then be deducted fortnightly after that. For any future Afterpay orders, your first instalment will be deducted within 14 days. The full payment schedule will be provided at time of purchase.
You will be charged a late fee of $10 plus a further $7 fee 7 days later if the payment still has not been made.
The total order value cannot exceed $2000 AUD. Please note that Afterpay have an automated spending system that considers a number of different factors how much a customer can spend. As an example, the longer you have been a customer with Afterpay and the more orders you have successfully repaid, the more likely you will be able to spend more. Usually an order has to be under $500 on your first purchase.
SHIPPING & REFUNDS FOR AFTERPAY
Your order will be shipped and refunded as our normal terms & conditions. If a refund is being processed and you have been charged an instalments, the funds will be back in your account within 1-3 business days. Any future instalments will be cancelled.
For in-store purchases, you can use Afterpay for transactions up to $2000. To use Afterpay in-store you will need to:
1. Download the Afterpay App
2. Create your account
2. Tap the 'Card' tab and follow the prompts to set up Afterpay Card & add it to your digital wallet.
3. Activate the Afterpay Card in the app and pay using Apple Pay or Google Pay.
4. To pay simply tap the card reader in-store.
For any further questions, please ask a store assistant.